News & Events


Where Everybody Wants Your Name

Where Everybody Wants Your Name (and Date of Birth and Social Security Number and …)

Identity theft or identity fraud, the terms commonly used to refer to criminal activity in which someone wrongfully obtains and uses another person’s personal data, continues to rise. Continue reading


No Excuses: Business Continuity Planning

Don’t Let a Disruption Cause a Catastrophe

At the core, a disruption to business is just that, a disruption to what is supposed to be happening.  It’s far too easy to be distracted by excuses to make a continuity plan, or believe that a business may be too small to benefit from one. Continue reading


Funds Transfer Risk

Manage Funds Transfer Exposures and Fraud

Your financial institution clients have significant risk exposure when conducting funds transfers. Criminals prefer easy methods to conduct fraud that moves money quickly and makes it difficult to get back. Continue reading


Mitigating Tornado Risk

Mitigate Tornado Risk to Prevent Loss and Reduce Costs

Approximately 1,000 tornadoes occur each year in the United States, causing an average of $1.1 billion in property damage and 80 deaths. Continue reading


Overdraft Programs Are a Target for Class-Action Lawsuits

New Litigation Focuses on “Available” vs. “Actual” Balance

Overdraft protection provided by financial institutions brings with it responsibilities around disclosures to consumers. While actions surrounding high-to-low processing claims have largely abated, actions by the Consumer Finance Protection Bureau (CFPB) in 2015 shed light on a new trend among plaintiff’s attorneys. Specifically, new litigation centers around an alleged discrepancy between the disclosure statement and practices surrounding “available balance” versus “actual balance.”


Financial Institutions Prepare for Winter to Avoid Claims

Winter Weather Increases the Opportunity for Claims

Winter weather is nearing for many financial institutions across the United States. With the onset of winter come risks from freezing temperatures and snow, increasing opportunities for unwanted claims.  There are steps that can be taken to reduce the risks this weather presents.

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